I heard a very talented attorney talk last week and she said something that stuck our to me. "Failing to plan is planning to fail." Its very true. Now that is it tax season, we have a time to reflect on our year financially and take into account of where we are and where we want to be. I know that I am going to ask myself how can I better plan for the next year, next five years and next ten by taking an hour out of a week to craft a tailored plan that addresses where I am and where I want to be.